Plan Ledger DOL Form 5500 · updated monthly

Smart & Final LLCbenefits

Smart & Final Smartcare Healthcare Benefits Plan · CITY OF COMMERCE, CA · plan year 2025

Broker compensation reported · 2025
$18,430

Smart & Final LLC's benefits plans covered 2,993 active participants in 2025, providing health. Insurance brokers and agents were paid $18,430 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $6 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay fell 78% from $84,075 in 2024.

Insurance contracts · 20258
CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES · dental hmopremiums n/a · 913 covered
VISION SERVICE PLAN · visionpremiums n/a · 1,965 covered
LINCOLN NATIONAL LIFE INSURANCE COMPANY · life stdpremiums n/a · 2,759 covered
UNITEDHEALTHCARE INSURANCE COMPANY · health drug hmopremiums n/a · 44 covered
BLUE CROSS OF CALIFORNIA · health drugpremiums n/a · 43 covered
HEALTH PLAN OF NEVADA · health drug hmopremiums n/a · 102 covered
KAISER FOUNDATION HEALTH PLAN, INC. · health drug hmopremiums n/a · 2,696 covered
LINCOLN NATIONAL LIFE INSURANCE COMPANY · ltdpremiums n/a · 2,763 covered
Brokers & agents paid · 20251
GALLAGHER BENEFIT SERVICES, INC.$18,430 · incl $18,430 fees
Also brokered by Gallagher5
Prisma Health SC$2,123,789

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 954079584 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.