Smalto, Inc. dba Pemco Internationalbenefits

Smalto, Inc. dba Pemco International's benefits plan covered 97 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $1,190,720. Insurance brokers and agents were paid $3,431 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 0.3% of premiums. That is $35 per covered person, in the bottom quarter of employer plans that report broker pay.