Plan Ledger DOL Form 5500 · updated monthly

Schoolsfirst Federal Credit Unionbenefits

Schoolsfirst Federal Credit Union Health & Welfare Plan · TUSTIN, CA · plan year 2025

Broker compensation reported · 2025
$739,807

Schoolsfirst Federal Credit Union's benefits plans covered 3,002 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $1,155,452. Insurance brokers and agents were paid $739,807 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 64.0% of premiums. That is $246 per covered person, above the median for employer plans that report broker pay. Broker pay rose 3.6% from $714,135 in 2024.

Insurance contracts · 202520
STANDARD INSURANCE COMPANY · life$542K · 2,901 covered
STANDARD INSURANCE COMPANY · ltd$407K · 2,901 covered
STANDARD INSURANCE COMPANY · std$207K · 2,901 covered
ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY · visionpremiums n/a · 6,729 covered
ARAG INSURANCE COMPANYpremiums n/a · 1,012 covered
DELTA DENTAL OF CALIFORNIA · dental ppopremiums n/a · 5,235 covered
DELTA DENTAL OF CALIFORNIA · dental hmopremiums n/a · 1,475 covered
KAISER FOUNDATION HEALTH PLAN, INC. · health drug hmopremiums n/a · 2,960 covered
PRUDENTIAL INSURANCE COMPANY OF AMERICApremiums n/a · 2,841 covered
UNUM LIFE INSURANCE COMPANY OF AMERICApremiums n/a · 67 covered
KAISER FOUNDATION HEALTH PLAN, INC. · health drug hmopremiums n/a · 486 covered
AETNA LIFE INSURANCE COMPANY · health drug ppopremiums n/a · 1,906 covered
LLOYDS OF LONDON · std ltdpremiums n/a · 12 covered
AETNA HEALTH, INC. · health drug hmopremiums n/a · 1,195 covered
SPRING HEALTHpremiums n/a · 3,002 covered
AMERICAN HERITAGE LIFE INSURANCE COMPANYpremiums n/a · 176 covered
STANDARD INSURANCE COMPANYpremiums n/a · 63 covered
Brokers & agents paid · 20254
GUZMAN, RAMON ARNOLD$30,103
MERCER HEALTH AND BENEFITS ADMIN$141,262 · incl $7,860 fees
MERCER HEALTH AND BENEFITS, LLC$567,972 · incl $59,384 fees
IMG$470 · incl $470 fees

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 951068595 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.