Plan Ledger DOL Form 5500 · updated monthly

Sanfordbenefits

Sanford Health and Welfare Benefits Plan · FARGO, ND · plan year 2025

Broker compensation reported · 2025
$1,843,274

Sanford's benefits plans covered 44,792 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $5,509,321. Insurance brokers and agents were paid $1,843,274 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 33.5% of premiums. That is $41 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay fell 59% from $4,472,707 in 2024.

Insurance contracts · 20259
VISION SERVICE PLAN · vision$5.5M · 20,885 covered
PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELDpremiums n/a · 2,760 covered
AMERICAN HERITAGE LIFE INSURANCE · health stdpremiums n/a · 9,685 covered
BERKLEY LIFE AND HEALTH INSURANCE COMPANYpremiums n/a · 43,741 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 6,076 covered
HMSA · health drugpremiums n/a · 102 covered
KAISER FOUNDATION HEALTH PLAN OF HAWAII · health drugpremiums n/a · 43 covered
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY · lifepremiums n/a · 45 covered
PRE-PAID LEGAL SERVICES INC DBA IDSHIELDpremiums n/a · 4,240 covered
Brokers & agents paid · 202514
MARSH & MCLENNAN AGENCY LLC$1,095,931 · incl $26,288 fees
KEELER & ASSOCIATES$260,000
MARSH & MCLENNAN AGENCY LLC COMPANY$200,861 · incl $200,861 fees
PLANSOURCE BENEFIT ADMINISTRATION$18,520
BRADLEY L WALKER$38,390
MARSH & MCLENNAN AGENCY, LLC-E$16,360 · incl $16,360 fees
REUBEN WARNER ASSOCIATES, INC$15,773 · incl $15,773 fees
WILLIAM J WALKER$19,240
EOI SERVICE COMPANY INC$284
Individual agent · names withheld$106

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by Marsh McLennan Agency5
Rme LTD. LLC CO$10,578,643

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 271218956 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.