Plan Ledger DOL Form 5500 · updated monthly

Saint Louis Symphonybenefits

Saint Louis Symphony Orchestra Wrap Plan · SAINT LOUIS, MO · plan year 2025

Broker compensation reported · 2025
$39,212

Saint Louis Symphony's benefits plans covered 148 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits · other. Insurance brokers and agents were paid $39,212 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $265 per covered person, above the median for employer plans that report broker pay. Broker pay rose 2.0% from $38,458 in 2024.

Insurance contracts · 20254
BERKLEY LIFE AND HEALTH INSURANCE COMPANYpremiums n/a · 148 covered
HARTFORD LIFE AND ACCIDENT · lifepremiums n/a · 157 covered
UNITEDHEALTHCARE INSURANCE COMPANY · health dental visionpremiums n/a · 126 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · ltdpremiums n/a · 152 covered
Brokers & agents paid · 20254
CARAVUS LLC$33,117 · incl $26,816 fees
CARAVUS, LLC$5,435
CARAVUS$283
Also brokered by Caravus LLC5
Bmc Enterprises MO$113,591

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 430666769 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.