Plan Ledger DOL Form 5500 · updated monthly

Rtd 19 LLCbenefits

Rtd 19, LLC Welfare Benefits Plan · HARRISON TOWNSHIP, MI · plan year 2025

Broker compensation reported · 2025
$8,471

Rtd 19 LLC's benefits plans covered 101 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance premiums totaled $7,313. Insurance brokers and agents were paid $8,471 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 115.8% of premiums. That is $84 per covered person, below the median for employer plans that report broker pay. Broker pay fell 79% from $40,143 in 2024.

Insurance contracts · 20253
DELTA DENTAL OF MICHIGAN · dental$7K · 125 covered
KANSAS CITY LIFE INSURANCE COMPANY · vision life std ltdpremiums n/a · 101 covered
ALLIANCE HEALTH AND LIFE INSURANCE COMPANY · healthpremiums n/a · 128 covered
Brokers & agents paid · 20253
KAPNICK & COMPANY INC.$6,629
DAVID HUNTZICKER$1,352
KAPNICK & COMPANY, INC.$490
Also brokered by Kapnick & Company Inc.5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 842064823 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.