Plan Ledger DOL Form 5500 · updated monthly

Royal Air Freight, Inc.benefits

Royal Air Freight, Inc Plan · WATERFORD, MI · plan year 2025

Broker compensation reported · 2025
$101,099

Royal Air Freight, Inc.'s benefits plans covered 114 active participants in 2025, providing life · long-term disability · death benefits. Insurance premiums totaled $1,655,091. Insurance brokers and agents were paid $101,099 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 6.1% of premiums. That is $887 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 3.3% from $97,836 in 2024.

Insurance contracts · 20256
ALLIANCE HEALTH AND LIFE INSURANCE COMPANY · health life std$1.3M · 201 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life ltd$127K · 114 covered
STARMOUNT LIFE INSURANCE COMPANY · life$104K · 95 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life$65K · 75 covered
COLONIAL LIFE & ACCIDENT INSURANCE COMPANY · life std$17K · 16 covered
FSL · vision$12K · 174 covered
Brokers & agents paid · 20253
WILSHIRE BENEFITS GROUP, INC$97,650 · incl $3,948 fees
DIANNA LYNN ATCHISON$2,519 · incl $754 fees
4 individual agents · names withheld$930

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 382191197 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.