Roy H. Hinman, II MD PA dba Island Doctors Msobenefits

Roy H. Hinman, II MD PA dba Island Doctors Mso's benefits plans covered 284 active participants in 2025, providing health · dental · vision. Insurance premiums totaled $3,127,797. Insurance brokers and agents were paid $158,223 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 5.1% of premiums. That is $557 per covered person, in the top quarter of employer plans that report broker pay. Brokers were paid 4.2x the $37,885 reported for 2024.