Root, Inc.benefits

Root, Inc.'s benefits plans covered 1,219 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $596,391. Insurance brokers and agents were paid $427,886 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 71.7% of premiums. That is $351 per covered person, above the median for employer plans that report broker pay. Broker pay rose 26% from $338,610 in 2024.