Risk Theory, LLCbenefits

Risk Theory, LLC's benefits plans covered 407 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $4,419,447. Insurance brokers and agents were paid $140,135 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 3.2% of premiums. That is $344 per covered person, above the median for employer plans that report broker pay. Broker pay fell 11% from $158,113 in 2024.