Plan Ledger DOL Form 5500 · updated monthly

Retinovitreous Associates, LTD. T/A Mid Atlantic Retinabenefits

Retinovitreous Associates, LTD. T/A Mid Atlantic Retina Welfare Plan · PLYMOUTH MEETING, PA · plan year 2025

Broker compensation reported · 2025
$112,615

Retinovitreous Associates, LTD. T/A Mid Atlantic Retina's benefits plans covered 756 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance premiums totaled $3,317,304. Insurance brokers and agents were paid $112,615 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 3.4% of premiums. That is $149 per covered person, below the median for employer plans that report broker pay. Broker pay rose 26% from $89,665 in 2024.

Insurance contracts · 20254
INDEPENDENCE BLUE CROSS · health drug ppo$2.9M · 448 covered
NORTHWESTERN MUTUAL · std ltd$434K · 489 covered
METROPOLITAN LIFE INSURANCE COMPANY · dental lifepremiums n/a · 756 covered
Brokers & agents paid · 20255
MICHAEL J LAGOWY$53,925 · incl $10,854 fees
MARSH AND MCLENNAN, LLC$45,812 · incl $3,954 fees
JASON ESPENSHADE$5,853 · incl $1,546 fees
GUINAN FINANCIAL GROUP, LLC$4,824 · incl $517 fees
MARSH AND MCLENNAN AGENCY, LLC$2,201 · incl $301 fees
Also brokered by Michael J Lagowy2

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 231932869 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.