Plan Ledger DOL Form 5500 · updated monthly

Refocus, Inc.benefits

Refocus, Inc. Welfare Wrap Plan · PROVIDENCE, RI · plan year 2025

Broker compensation reported · 2025
$20,363

Refocus, Inc.'s benefits plans covered 156 active participants in 2025, providing health · life · dental · other. Insurance brokers and agents were paid $20,363 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $131 per covered person, below the median for employer plans that report broker pay. Broker pay rose 1.1% from $20,151 in 2024.

Insurance contracts · 20254
DELTA DENTAL OF RHODE ISLAND · dentalpremiums n/a · 201 covered
BLUE CROSS BLUE SHIELD OF RHODE ISLAND · health drugpremiums n/a · 180 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 156 covered
Brokers & agents paid · 20254
STARKWEATHER & SHEPLEY, INC$17,017 · incl $15,240 fees
STARKWEATHER & SHEPLEY INS$1,569 · incl $278 fees
JAMES R NELLIGAN & ASSOCIATES LLC$668 · incl $668 fees

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 050394380 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.