Plan Ledger DOL Form 5500 · updated monthly

Raf 2.0, LLCbenefits

R.A.F. Industries, Inc. Life and LTD Plan · BALA CYNWYD, PA · plan year 2025

Broker compensation reported · 2025
$58,449

Raf 2.0, LLC's benefits plans covered 439 active participants in 2025, providing life · long-term disability · death benefits. Insurance premiums totaled $205,934. Insurance brokers and agents were paid $58,449 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 28.4% of premiums. That is $133 per covered person, below the median for employer plans that report broker pay.

Insurance contracts · 20256
STANDARD INSURANCE COMPANY · dental$206K · 381 covered
HEARTLAND · visionpremiums n/a · 527 covered
ARAG INSURANCE COMPANYpremiums n/a · 40 covered
TRANSAMERICA LIFE INSURANCE COMPANY · life stdpremiums n/a · 366 covered
RELIANCE STANDARD LIFE INSURANCE COMPANY · lifepremiums n/a · 439 covered
RELIANCE STANDARD LIFE INSURANCE COMPANY · ltdpremiums n/a · 419 covered
Brokers & agents paid · 20258
WILLIS TOWERS WATSON US LLC$441 · incl $441 fees
COMMON CENSUS, INC.$5 · incl $5 fees
Also brokered by Wtw5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 862313467 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.