Plan Ledger DOL Form 5500 · updated monthly

R&O Constructionbenefits

R&O Construction Benefit Plan · OGDEN, UT · plan year 2025

Broker compensation reported · 2025
$203,891

R&O Construction's benefits plans covered 172 active participants in 2025, providing health · life · long-term disability · other. Insurance brokers and agents were paid $203,891 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $1,185 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 14% from $178,350 in 2024.

Insurance contracts · 20257
UNITEDHEALTHCARE INSURANCE COMPANY · healthpremiums n/a · 533 covered
UNITEDHEALTHCARE INSURANCE COMPANY · healthpremiums n/a · 18 covered
Brokers & agents paid · 20253
GBS BENEFITS, INC.$13,415 · incl $4,344 fees
EMPLOYEE CHOICE SOLUTIONS$14,914
GBS BENEFITS INC$175,562 · incl $145,505 fees
Also brokered by Gbs Benefits, Inc.5
Vitalsmarts LLC UT$143,441

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 870357889 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.