Prospectus Associates, Inc.benefits

Prospectus Associates, Inc.'s benefits plans covered 253 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $1,908,555. Insurance brokers and agents were paid $93,035 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 4.9% of premiums. That is $368 per covered person, above the median for employer plans that report broker pay. Brokers were paid 3.8x the $24,523 reported for 2024.