Plan Ledger DOL Form 5500 · updated monthly

Power Vac, LLCbenefits

Power Vac, LLC Welfare Benefit Plan · NOVI, MI · plan year 2025

Broker compensation reported · 2025
$137,281

Power Vac, LLC's benefits plans covered 348 active participants in 2025, providing health · life · dental · vision · death benefits. Insurance premiums totaled $3,629,163. Insurance brokers and agents were paid $137,281 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 3.8% of premiums. That is $394 per covered person, above the median for employer plans that report broker pay. Brokers were paid 76.7x the $1,790 reported for 2024.

Insurance contracts · 20256
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug$2.4M · 431 covered
BLUE CARE NETWORK OF MICHIGAN · health drug hmo$918K · 164 covered
DELTA DENTAL OF MICHIGAN · dental$264K · 614 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 147 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 356 covered
STARMOUNT LIFE INSURANCE COMPANY · visionpremiums n/a · 264 covered
Brokers & agents paid · 20254
NAILE PALAJ$100,004
KAPNICK & COMPANY, INC.$30,856 · incl $4,916 fees
CENTRO BENEFITS RESEARCH LLC$5,063 · incl $5,063 fees
KAPNICK & COMPANY INC.$1,358 · incl $1,358 fees
Also brokered by Naile Palaj4

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 842884145 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.