Plan Ledger DOL Form 5500 · updated monthly

Photon Brothers, Inc.benefits

Photon Brothers Health and Welfare Plan · WESTMINSTER, CO · plan year 2025

Broker compensation reported · 2025
$16,164

Photon Brothers, Inc.'s benefits plans covered 85 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $16,164 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $190 per covered person, above the median for employer plans that report broker pay. Broker pay fell 18% from $19,727 in 2024.

Insurance contracts · 20252
CIGNA HEALTH AND LIFE INSURANCE COMPANY · dental visionpremiums n/a · 82 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 85 covered
Brokers & agents paid · 20252
USI INSURANCE SERVICES LLC$12,780 · incl $2,933 fees
JAMES R. NELLIGAN & ASSOCIATES, LLC$3,384 · incl $2,362 fees
Also brokered by Usi5
Adapthealth, LLC PA$827,688

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 463430499 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.