Plan Ledger DOL Form 5500 · updated monthly

Phononic, Inc.benefits

Phononic, Inc. Health and Welfare Plan · DURHAM, NC · plan year 2025

Broker compensation reported · 2025
$45,103

Phononic, Inc.'s benefits plans covered 80 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $71,924. Insurance brokers and agents were paid $45,103 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 62.7% of premiums. That is $564 per covered person, in the top quarter of employer plans that report broker pay. Broker pay fell 36% from $70,183 in 2024.

Insurance contracts · 20254
DELTA DENTAL OF NORTH CAROLINA · dental$72K · 184 covered
BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA · health drug ppopremiums n/a · 179 covered
HARTFORD LIFE AND ACCIDENT · life std ltdpremiums n/a · 84 covered
PRINCIPAL LIFE INSURANCE COMPANY · visionpremiums n/a · 163 covered
Brokers & agents paid · 20255
KENNETH CRIST$21,072
EMERSON ROGERS LLC$5,088 · incl $5,088 fees
USI INSURANCE SERVICES LLC$18,822 · incl $2,718 fees
EMMERSON ROGERS, LLC$97 · incl $97 fees
MOSAIC GROUP SERVICES LLC$24 · incl $24 fees
Also brokered by Kenneth Crist1

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 263664373 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.