Plan Ledger DOL Form 5500 · updated monthly

Philo, Inc.benefits

Philo Health and Welfare Plan · SAN FRANCISCO, CA · plan year 2025

Broker compensation reported · 2025
$72,690

Philo, Inc.'s benefits plans covered 167 active participants in 2025, providing health · life · dental · vision · long-term disability · other. Insurance brokers and agents were paid $72,690 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $435 per covered person, in the top quarter of employer plans that report broker pay. Brokers were paid 25.6x the $2,838 reported for 2024.

Insurance contracts · 20252
KAISER FOUNDATION HEALTH PLAN INC · health drug hmopremiums n/a · 75 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · dental vision life ltdpremiums n/a · 167 covered
Brokers & agents paid · 20254
BENEFITS AMERICA INSURANCE SERVICES$45,087 · incl $4,461 fees
SEQUOIA BENEFITS & INSURANCE SVCS$9,304
BEERE & PURVES INC$6,869
Also brokered by Benefits America Insurance Services5
Pm Design, Inc. CA$103,382

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 273472079 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.