Plan Ledger DOL Form 5500 · updated monthly

Perfect Health, Inc. dba Concertocarebenefits

Concertocare Welfare Plan · KANSAS CITY, MO · plan year 2025

Broker compensation reported · 2025
$119,576

Perfect Health, Inc. dba Concertocare's benefits plan covered 531 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $119,576 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $225 per covered person, above the median for employer plans that report broker pay.

Insurance contracts · 20254
CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES · dental vision hmo ppopremiums n/a · 363 covered
HEALTH AND HUMAN RESOURCE CENTERpremiums n/a · 142 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · life std ltdpremiums n/a · 531 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANYpremiums n/a · 531 covered
Brokers & agents paid · 20251
THE BALDWIN GROUP WEST LLC$119,576 · incl $18,615 fees
Also brokered by The Baldwin Group West LLC5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 800930681 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.