Plan Ledger DOL Form 5500 · updated monthly

Partnership for Maternal & Child Health of Northern Njbenefits

Partnership for Maternal & Child Health of Northern Nj Employee Benefits Welfare Plan · SACAUCUS, NJ · plan year 2025

Broker compensation reported · 2025
$128,674

Partnership for Maternal & Child Health of Northern Nj's benefits plans covered 148 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance premiums totaled $138,176. Insurance brokers and agents were paid $128,674 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 93.1% of premiums. That is $869 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 33% from $96,556 in 2024.

Insurance contracts · 20255
DELTA DENTAL OF NEW JERSEY, INC. · dental$126K · 285 covered
DELTA DENTAL OF CONNECTICUT, INC. · vision$12K · 234 covered
HORIZON HEALTHCARE SERVICES, INC · health drugpremiums n/a · 144 covered
AFLAC · stdpremiums n/a · 34 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life ltdpremiums n/a · 212 covered
Brokers & agents paid · 202510
ALTOMARE FINANCIAL GROUP, INC.$85,473 · incl $17,514 fees
ANTHONY CAVALLARO$15,572 · incl $14,027 fees
FNA INSURANCE SERVICES, INC.$3,001 · incl $3,001 fees
HUB INTERNATIONAL NORTHEAST LIMITED$13,067 · incl $1,668 fees
MICHAEL DZIUBA AND OTHER AGENTS$1,262 · incl $114 fees
PROFESSIONAL GORUP PLANS, INC.$960
JOSHUA PAUL GROUP, INC.$899 · incl $48 fees
PREFERED BENEFITS GROUP, INC.$560
Individual agent · names withheld$971

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by Altomare Financial Group, Inc.2
Job Haines Home NJ$102,237

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 521815234 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.