Panera, LLCbenefits
Panera, LLC Welfare Benefit Plan · FENTON, MO · plan year 2025
Panera, LLC's benefits plans covered 42,920 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $736,786. Insurance brokers and agents were paid $564,057 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 76.6% of premiums. That is $13 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay fell 32% from $825,849 in 2024.
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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 043212828 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.