Plan Ledger DOL Form 5500 · updated monthly

Otsego County Chapter Nysarc, Inc.benefits

The Arc Otsego Health and Welfare Wrap Benefit Plan · ONEONTA, NY · plan year 2025

Broker compensation reported · 2025
$87,106

Otsego County Chapter Nysarc, Inc.'s benefits plans covered 225 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability. Insurance premiums totaled $2,326,776. Insurance brokers and agents were paid $87,106 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 3.7% of premiums. That is $387 per covered person, above the median for employer plans that report broker pay. Broker pay rose 3.1% from $84,503 in 2024.

Insurance contracts · 20253
EXCELLUS BLUE CROSS BLUE SHIELD · health$2.3M · 110 covered
VSP VISION CARE · visionpremiums n/a · 102 covered
GUARDIAN · dental life std ltdpremiums n/a · 203 covered
Brokers & agents paid · 20253
GILROY KERNAN & GILROY$74,331
GILROY KERNAN & GILRAY$11,939 · incl $1,330 fees
GILROY KERNAN & GILROY, INC.$836

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 160953477 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.