Plan Ledger DOL Form 5500 · updated monthly

Oryana Food Cooperative Inc.benefits

Oryana Food Cooperative Inc. Employee Benefits Plan · TRAVERSE CITY, MI · plan year 2025

Broker compensation reported · 2025
$118,305

Oryana Food Cooperative Inc.'s benefits plans covered 154 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $80,236. Insurance brokers and agents were paid $118,305 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 147.4% of premiums. That is $768 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 193% from $40,435 in 2024.

Insurance contracts · 202517
DELTA DENTAL OF MICHIGAN · dental$80K · 181 covered
PRIORITY HEALTH · health drugpremiums n/a · 157 covered
VISION SERVICE PLAN · visionpremiums n/a · 141 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 133 covered
AFLAC · dental vision lifepremiums n/a · 5 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 141 covered
DELTA DENTAL OF MICHIGAN · dentalpremiums n/a · 141 covered
PRIORITY HEALTH · health drugpremiums n/a · 153 covered
VISION SERVICE PLAN · visionpremiums n/a · 154 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 149 covered
AFLAC · dental vision lifepremiums n/a · 3 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 154 covered
DELTA DENTAL OF MICHIGAN · dentalpremiums n/a · 154 covered
PRIORITY HEALTH · health drug hmopremiums n/a · 160 covered
VISION SERVICE PLAN · visionpremiums n/a · 110 covered
AFLAC · dental vision lifepremiums n/a · 2 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 153 covered
Brokers & agents paid · 202512
BRIAN N. HIRKO$29,480
RAQUEL PAULUS$59,106
HIGHSTREET INSURANCE SERVICES$9,279 · incl $692 fees
HIGH STREET INSURANCES SERVICES$11,339 · incl $448 fees
HIGHSTREET INS SERVICES GREAT LAKE$6,555
KIMBERLEE DIEL$1,322 · incl $81 fees
JOHN W. POMEROY AND VARIOUS AGENTS$97
HIGH ST. INS SVCS GREAT LAKES, INC.$81
BENJAMIN HUNTER AND VARIOUS AGENTS$68
MIELKE INSURANCE, INC.$32
DOUGLAS EDWARD FOX AND OTHER AGENTS$10
6 individual agents · names withheld$936

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 382066104 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.