Plan Ledger DOL Form 5500 · updated monthly

Orthopaedic Associates of Grand Rapidsbenefits

Orthopaedic Associates of Michigan Health and Welfare Plan · GRAND RAPIDS, MI · plan year 2025

Broker compensation reported · 2025
$215,416

Orthopaedic Associates of Grand Rapids's benefits plans covered 337 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $3,713,552. Insurance brokers and agents were paid $215,416 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 5.8% of premiums. That is $639 per covered person, in the top quarter of employer plans that report broker pay. Broker pay fell 2.8% from $221,527 in 2024.

Insurance contracts · 20256
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug ppo$3.4M · 584 covered
DELTA DENTAL OF MICHIGAN · dental$306K · 704 covered
VISION SERVICE PLAN · visionpremiums n/a · 352 covered
PINE REST CHRISTIAN MENTAL HEALTHpremiums n/a · 400 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 337 covered
UNUM INSURANCE COMPANYpremiums n/a · 76 covered
Brokers & agents paid · 20255
CARMAN M. BAINES$59,434
ELAINE C. COFFMAN$49,755
CENTRO BENEFITS RESEARCH, LLC$12,859 · incl $12,859 fees
HYLANT GROUP, INC.$63,091 · incl $16,791 fees
LOCKTON COMPANIES, LLC$30,277 · incl $2,919 fees
Also brokered by Carman M. Baines1

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 381971253 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.