Plan Ledger DOL Form 5500 · updated monthly

Northwestern Counseling & Support Services, Inc.benefits

Northwestern Counseling & Support Services, Inc. Health & Welfare Benefit Plan · ST. ALBANS, VT · plan year 2025

Broker compensation reported · 2025
$42,307

Northwestern Counseling & Support Services, Inc.'s benefits plans covered 465 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $42,307 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $91 per covered person, below the median for employer plans that report broker pay. Broker pay rose 12% from $37,626 in 2024.

Insurance contracts · 20255
VISION SERVICE PLAN · visionpremiums n/a · 210 covered
INVESTEAPpremiums n/a · 426 covered
DELTA DENTAL PLAN OF VERMONT, INC. · dentalpremiums n/a · 618 covered
COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY · stdpremiums n/a · 7 covered
RELIANCE STANDARD LIFE INSURANCE COMPANY · life ltdpremiums n/a · 465 covered
Brokers & agents paid · 20256
RICHARDS INCORPORATED$15,784 · incl $2,762 fees
COMBINED SERVICES LIMITED LIABILITY$9,789 · incl $27 fees
RICHARDS, INC.$15,887
CALIBER BENEFITS GROUP$552 · incl $5 fees
ENROLLMENT SOLUTIONS LTD$155 · incl $55 fees
3 individual agents · names withheld$140

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by Richards Incorporated5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 030210542 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.