Plan Ledger DOL Form 5500 · updated monthly

Northern Kentucky Water Districtbenefits

Northern Kentucky Water District · ERLANGER, KY · plan year 2025

Broker compensation reported · 2025
$66,266

Northern Kentucky Water District's benefits plans covered 180 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $15,285. Insurance brokers and agents were paid $66,266 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 433.5% of premiums. That is $368 per covered person, above the median for employer plans that report broker pay. Broker pay rose 39% from $47,741 in 2024.

Insurance contracts · 20259
DELTA DENTAL OF KENTUCKY · dental$15K · 425 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · stdpremiums n/a · 174 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · lifepremiums n/a · 258 covered
LIFE INSURANCE COMPANY OF NORTH AMERICApremiums n/a · 258 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · ltdpremiums n/a · 174 covered
FIDELITY SECURITY LIFE INSURANCE COMPANY · visionpremiums n/a · 361 covered
ANTHEM HEALTH PLANS OF KY, INC. (G1700) · health drug ppopremiums n/a · 415 covered
ST. ELIZABETH EMPLOYEE ASSISTANCE PROGRAMpremiums n/a · 180 covered
Brokers & agents paid · 20258
HUB HEARTLAND LLC$30,937
HUB INTERNATIONAL MIDWEST LIMITED$21,332 · incl $2,725 fees
HUB HEARTLAND LLC--EMILY LEHN$3,700
HORAN ASSOCIATES INC$2,656
THREEFLOW$2,624
HUB HEARTLAND$2,624
WATCH TOWER TECHNOLOGIES INC DBA TH$1,495 · incl $1,495 fees
WATCH TOWER TECHNOLOGIES INC$898 · incl $898 fees
Also brokered by Hub Heartland LLC5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 611311695 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.