Plan Ledger DOL Form 5500 · updated monthly

Northern Counties Health Carebenefits

Northern Counties Health Care, Inc. Welfare Benefit · ST. JOHNSBURY, VT · plan year 2025

Broker compensation reported · 2025
$45,381

Northern Counties Health Care's benefits plans covered 236 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $291,759. Insurance brokers and agents were paid $45,381 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 15.6% of premiums. That is $192 per covered person, above the median for employer plans that report broker pay. Broker pay fell 76% from $190,370 in 2024.

Insurance contracts · 20253
STANDARD INSURANCE COMPANY · life std ltd$292K · 327 covered
VISION SERVICE PLAN · visionpremiums n/a · 150 covered
KGA, INC.premiums n/a · 306 covered
Brokers & agents paid · 20254
RICHARDS, INC.$19,705
CROSS INSURANCE, INC.$17,812
Also brokered by James R. Nelligan & Associates, LLC5
Anmed Health SC$105,521

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 510199559 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.