Plan Ledger DOL Form 5500 · updated monthly

Northern Contours, Inc.benefits

Northern Contours, Inc. Group Insurance Plan · FERGUS FALLS, MN · plan year 2025

Broker compensation reported · 2025
$26,383

Northern Contours, Inc.'s benefits plans covered 279 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $72,336. Insurance brokers and agents were paid $26,383 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 36.5% of premiums. That is $95 per covered person, below the median for employer plans that report broker pay. Broker pay fell 32% from $38,698 in 2024.

Insurance contracts · 20254
DELTA DENTAL OF MINNESOTA · dental$72K · 349 covered
HARTFORD LIFE AND ACCIDENT · life std ltdpremiums n/a · 279 covered
HEALTHJOYpremiums n/a · 268 covered
Brokers & agents paid · 20253
BROWN & BROWN INSURANCE SVCS, INC.$19,914 · incl $2,820 fees
WATCHTOWER BENEFITS, LLC$1,158 · incl $1,158 fees
Also brokered by Brown & Brown5
Mayo Clinic MN$2,113,920
Srm Concrete, LLC TN$1,393,063

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 411735466 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.