Plan Ledger DOL Form 5500 · updated monthly

Northeast Michigan Community Services Agency, Inc.benefits

Northeast Michigan Community Services Agency, Inc. Health and Welfare Benefit Plan · ALPENA, MI · plan year 2025

Broker compensation reported · 2025
$229,865

Northeast Michigan Community Services Agency, Inc.'s benefits plan covered 468 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $6,455,455. Insurance brokers and agents were paid $229,865 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 3.6% of premiums. That is $491 per covered person, in the top quarter of employer plans that report broker pay.

Insurance contracts · 20254
BLUE CARE NETWORK OF MICHIGAN · health$6.1M · 1,150 covered
DELTA DENTAL OF MICHIGAN · dental$399K · 1,200 covered
FIDELITY SECURITY LIFE INSURANCE COMPANY · visionpremiums n/a · 537 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 468 covered
Brokers & agents paid · 20254
PHILIP W ARNDT$179,489
BERENDS-HENDRICKS-STRUIT INS.$20,521 · incl $20,521 fees
BERENDS HENDRICKS STUIT INSURA$14,780 · incl $3,287 fees
BERENDS HENDRICKS STUIT INSURANCE$15,075

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 381873461 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.