Plan Ledger DOL Form 5500 · updated monthly

North Carolina Rate Bureaubenefits

Ncrb/Ncrf/Nciga Health Benefits Plan · RALEIGH, NC · plan year 2025

Broker compensation reported · 2025
$61,464

North Carolina Rate Bureau's benefits plans covered 99 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $110,765. Insurance brokers and agents were paid $61,464 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 55.5% of premiums. That is $621 per covered person, in the top quarter of employer plans that report broker pay. Broker pay fell 36% from $95,770 in 2024.

Insurance contracts · 202510
DELTA DENTAL OF NORTH CAROLINA · dental$111K · 204 covered
VISION SERVICE PLAN · visionpremiums n/a · 99 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 105 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 51 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 51 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · ltdpremiums n/a · 105 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · stdpremiums n/a · 105 covered
HARTFORD LIFE AND ACCIDENTpremiums n/a · 50 covered
EXPRESS SCRIPTS, INC. · drugpremiums n/a · 53 covered
LIBERTY INSURANCE UNDERWRITERS, INC.premiums n/a · 53 covered
Brokers & agents paid · 20255
LG INSURANCE MANAGEMENT SERVICES LP$10,455
BAFFIN BAY MARKETING GROUP, LLC$4,480
LG INS MANAGEMENT SVCS LP$24,723
CHARLES BELCHER$3,493
CHARLES E BELCHER$18,313
Also brokered by Lg Insurance Management Services LP1

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 561179542 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.