Plan Ledger DOL Form 5500 · updated monthly

New Directions Behavioral Health LLC dba Lucetbenefits

New Directions Behavioral Health LLC dba Lucet Welfare Benefit Plan · OVERLAND PARK, KS · plan year 2025

Broker compensation reported · 2025
$181,423

New Directions Behavioral Health LLC dba Lucet's benefits plans covered 724 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $770,898. Insurance brokers and agents were paid $181,423 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 23.5% of premiums. That is $251 per covered person, above the median for employer plans that report broker pay. Broker pay fell 42% from $310,247 in 2024.

Insurance contracts · 20257
STANDARD INSURANCE COMPANY · life$282K · 724 covered
STANDARD INSURANCE COMPANY · std$268K · 667 covered
STANDARD INSURANCE COMPANY · ltd$220K · 664 covered
PERSPECTIVES, LTDpremiums n/a
DELTA DENTAL OF KANSAS, INC. · dentalpremiums n/a · 591 covered
EYEMED VISION CARE · visionpremiums n/a · 1,096 covered
STANDARD INSURANCE COMPANYpremiums n/a · 286 covered
Brokers & agents paid · 20255
BROKER NOT PROVIDED$46,751
FORESTER BENEFITS MANAGEMENT LLC$20,881
MFB FINANCIAL DBA THE BAILEY GROUP$88,821
MFB FINANCIAL DBA BAILEY GROUP$8,888
Also brokered by Broker Not Provided2
Cfa Institute VA$1,329

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 431698690 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.