Plan Ledger DOL Form 5500 · updated monthly

National Guardian Life Insurance Companybenefits

Ngl Health & Welfare Wrap Plan · MADISON, WI · plan year 2025

Broker compensation reported · 2025
$234,137

National Guardian Life Insurance Company's benefits plans covered 352 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $485,831. Insurance brokers and agents were paid $234,137 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 48.2% of premiums. That is $665 per covered person, in the top quarter of employer plans that report broker pay. Broker pay rose 115% from $109,116 in 2024.

Insurance contracts · 202523
DELTA DENTAL OF WISCONSIN · dental$167K · 208 covered
STANDARD INSURANCE COMPANY · std$93K · 353 covered
STANDARD INSURANCE COMPANY · std$66K · 290 covered
STANDARD INSURANCE COMPANY · ltd$40K · 353 covered
STANDARD INSURANCE COMPANY · life$35K · 165 covered
STANDARD INSURANCE COMPANY · ltd$33K · 290 covered
DELTA DENTAL OF WISCONSIN · dental$21K · 88 covered
BLUE CROSS BLUE SHIELD OF WISCONSIN · health vision ppopremiums n/a · 87 covered
NATIONAL GUARDIAN LIFE INSURANCE COMPANY · lifepremiums n/a · 531 covered
NATIONAL GUARDIAN LIFE INSURANCE COMPANY · healthpremiums n/a · 21 covered
NATIONAL GUARDIAN LIFE INSURANCE · dental visionpremiums n/a · 466 covered
QUARTZ HEALTH BENEFIT PLANS CORPORATION · health drug hmo ppopremiums n/a · 403 covered
STANDARD INSURANCE COMPANYpremiums n/a · 61 covered
SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC · healthpremiums n/a · 71 covered
QUARTZ HEALTH BENEFIT PLANS CORPORATION · health drug hmo ppopremiums n/a · 484 covered
STANDARD INSURANCE COMPANYpremiums n/a · 107 covered
BLUE CROSS BLUE SHIELD OF WISCONSIN · health ppopremiums n/a · 124 covered
NATIONAL GUARDIAN LIFE INSURANCE COMPANY · lifepremiums n/a · 483 covered
SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC. · healthpremiums n/a · 81 covered
WYSSTA INSURANCE COMPANY INC · visionpremiums n/a · 252 covered
Brokers & agents paid · 20256
M3 INSURANCE SOLUTIONS INC$179,619 · incl $2,246 fees
M3 INSURANCE SOLUTIONS INC.$52,244 · incl $5,444 fees
NATIONAL GUARDIAN LIFE INSURANCE CO$798 · incl $798 fees
NATIONAL GUARDIAN LIFE INSURANCE$252 · incl $252 fees
RAY W BAER & SONS INC$226
C2 CENTRIC LLC$998 · incl $438 fees
Also brokered by M3 Insurance Solutions Inc5
Stella & Chewy's WI$180,206

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 390493780 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.