Plan Ledger DOL Form 5500 · updated monthly

National Composites, LLCbenefits

National Composites · TROY, MI · plan year 2025

Broker compensation reported · 2025
$81,697

National Composites, LLC's benefits plans covered 132 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance premiums totaled $88,774. Insurance brokers and agents were paid $81,697 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 92.0% of premiums. That is $619 per covered person, in the top quarter of employer plans that report broker pay. Broker pay rose 0.7% from $81,102 in 2024.

Insurance contracts · 202513
DELTA DENTAL OF MICHIGAN · dental$89K · 220 covered
EYEMED VISION CARE · visionpremiums n/a · 21 covered
UNITEDHEALTHCARE INSURANCE COMPANY · healthpremiums n/a · 353 covered
EYEMED VISION CARE · visionpremiums n/a · 2 covered
EYEMED VISION CARE · visionpremiums n/a · 3 covered
EYEMED VISION CARE · visionpremiums n/a · 8 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 114 covered
SUN LIFE ASSURANCE COMPANY OF CANADA · life std ltdpremiums n/a · 132 covered
EYEMED VISION CARE · visionpremiums n/a · 21 covered
EYEMED VISION CARE · visionpremiums n/a · 28 covered
EYEMED VISION CARE · visionpremiums n/a · 7 covered
EYEMED VISION CARE · visionpremiums n/a · 11 covered
EYEMED VISION CARE · visionpremiums n/a · 103 covered
Brokers & agents paid · 20256
THE JAMES B OSWALD COMPANY$72,186 · incl $47,295 fees
CENTRO BENEFITS GROUP, LLC$4,133 · incl $4,133 fees
CENTRO BENEFITS RESEARCH LLC$2,856 · incl $2,856 fees
THE JAMES B. OSWALD COMPANY$1,107
JAMES B OSWALD COMPANY$1,278
BRIEDEN CONSULTING GROUP INC$137
Also brokered by The James B Oswald Company5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 812515384 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.