Plan Ledger DOL Form 5500 · updated monthly

Modern Disposal Services, Inc.benefits

Modern Disposal Services, Inc. - Welfare Benefit Plan · MODEL CITY, NY · plan year 2025

Broker compensation reported · 2025
$201,796

Modern Disposal Services, Inc.'s benefits plans covered 600 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $70,612. Insurance brokers and agents were paid $201,796 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 285.8% of premiums. That is $336 per covered person, above the median for employer plans that report broker pay. Broker pay rose 27% from $158,762 in 2024.

Insurance contracts · 20257
HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC. · health drugpremiums n/a · 634 covered
FIRST UNUM LIFE INSURANCE COMPANY · lifepremiums n/a · 531 covered
PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY · dentalpremiums n/a · 346 covered
FIRST UNUM LIFE INSURANCE COMPANYpremiums n/a · 196 covered
FIRST UNUM LIFE INSURANCE COMPANY · std ltdpremiums n/a · 200 covered
COMPSYCHpremiums n/a · 600 covered
Brokers & agents paid · 20253
LAWLEY LLC$84,682 · incl $12,110 fees
LAWLEY SERVICE INC$107,011
GIS BENEFITS INC$10,103 · incl $10,103 fees
Also brokered by Lawley LLC5
Kaleida Health NY$400,583
Connectlife NY$75,863

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 160875858 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.