Plan Ledger DOL Form 5500 · updated monthly

Mascoma Bankbenefits

Mascoma Bank Health & Welfare Benefit Plan · LEBANON, NH · plan year 2025

Broker compensation reported · 2025
$48,220

Mascoma Bank's benefits plans covered 398 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance brokers and agents were paid $48,220 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $121 per covered person, below the median for employer plans that report broker pay. Broker pay rose 56% from $30,868 in 2024.

Insurance contracts · 20253
SYMETRA LIFE INSURANCE COMPANY · life ltdpremiums n/a · 398 covered
VISION SERVICE PLAN · visionpremiums n/a · 300 covered
SYMETRA LIFE INSURANCE COMPANYpremiums n/a · 222 covered
Brokers & agents paid · 20252
RICHARDS INCORPORATED$42,466 · incl $12,842 fees
RICHARDS, INC.$5,754
Also brokered by Richards Incorporated5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 020163906 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.