Plan Ledger DOL Form 5500 · updated monthly

Lumina Management Services, LLCbenefits

Lumina Management Company Health and Welfare Plan · PHOENIX, AZ · plan year 2025

Broker compensation reported · 2025
$89,958

Lumina Management Services, LLC's benefits plans covered 217 active participants in 2025, providing health · life · dental · short-term disability · other. Insurance premiums totaled $681,256. Insurance brokers and agents were paid $89,958 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 13.2% of premiums. That is $415 per covered person, above the median for employer plans that report broker pay. Broker pay rose 14% from $78,583 in 2024.

Insurance contracts · 20256
CIGNA HEALTH AND LIFE INSURANCE COMPANY · health$681K · 157 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANYpremiums n/a · 41 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANYpremiums n/a · 34 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANYpremiums n/a · 27 covered
DELTA DENTAL OF ARIZONIA · dentalpremiums n/a · 268 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · life stdpremiums n/a · 217 covered
Brokers & agents paid · 20252
DICKERSON EMPLOYEE BENEFIT AN ALERA$19,560 · incl $19,560 fees
BENEFIT COMMERCE GRP AN ALERA GRP$70,398 · incl $50,810 fees

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 824360871 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.