Plan Ledger DOL Form 5500 · updated monthly

Livehomebenefits

Livhome Group Insurance Plan · RALEIGH, NC · plan year 2025

Broker compensation reported · 2025
$23,933

Livehome's benefits plans covered 182 active participants in 2025, providing health · dental · vision · life · death benefits · short-term disability · long-term disability · other. Insurance premiums totaled $118,872. Insurance brokers and agents were paid $23,933 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 20.1% of premiums. That is $132 per covered person, below the median for employer plans that report broker pay. Broker pay fell 18% from $29,038 in 2024.

Insurance contracts · 20254
STANDARD INSURANCE COMPANY · dental vision$119K · 194 covered
HARTFORD LIFE AND ACCIDENT · life std ltdpremiums n/a · 116 covered
KAISER FOUNDATION HEALTH PLAN INC · healthpremiums n/a · 44 covered
AXIS INSURANCE COMPANY · health drugpremiums n/a · 21 covered
Brokers & agents paid · 20252
COTTINGHAM & BUTLER INS SERVICE INC$15,580
COTTINGHAM & BUTLER INS SERVICES$8,353 · incl $1,101 fees
Also brokered by Cottingham & Butler Ins Service Inc1

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 954724316 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.