Plan Ledger DOL Form 5500 · updated monthly

Lightfoot, Franklin and White, LLCbenefits

Lightfoot, Franklin and White, LLC Employee Benefits Plan · BIRMINGHAM, AL · plan year 2025

Previously filed as Lightfoot, Franklin & White, LLC. Same employer identification number; renames and acquisitions are why old benefits and 401(k) accounts get lost.

Broker compensation reported · 2025
$93,295

Lightfoot, Franklin and White, LLC's benefits plans covered 120 active participants in 2025, providing health · life · dental · vision · long-term disability · other. Insurance premiums totaled $2,027,778. Insurance brokers and agents were paid $93,295 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 4.6% of premiums. That is $777 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 161% from $35,771 in 2024.

Insurance contracts · 20255
BLUE CROSS AND BLUE SHIELD OF ALABAMA · health drug dental ppo$1.8M · 110 covered
STANDARD INSURANCE COMPANY · ltd$148K · 120 covered
STANDARD INSURANCE COMPANY · life$87K · 120 covered
VISION SERVICE PLAN · visionpremiums n/a · 85 covered
MORGAN WHITE LIMITED D/B/A MWG BROKER SERVICESpremiums n/a · 83 covered
Brokers & agents paid · 20257
MARK HAMBY$25,949
LAKESHORE BENEFIT ALLIANCE$14,754
VALENT GROUP LLC$38,082
MORGAN WHITE LIMITED D/B/A MWG BROK$9,984
ALLIANCE ADMINISTRATIVE SERVICES,LL$2,427
LBA SERVICE,LLC$1,997

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 631015138 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.