L&N Federal Credit Unionbenefits

L&N Federal Credit Union's benefits plans covered 293 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $209,296. Insurance brokers and agents were paid $42,009 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 20.1% of premiums. That is $143 per covered person, below the median for employer plans that report broker pay. Broker pay fell 7.9% from $45,611 in 2024.