Plan Ledger DOL Form 5500 · updated monthly

Kratzenberg & Associates Inc.benefits

Keystone Collections Group Welfare Benefit Plan · IRWIN, PA · plan year 2025

Broker compensation reported · 2025
$54,176

Kratzenberg & Associates Inc.'s benefits plans covered 192 active participants in 2025, providing health · dental · vision · short-term disability. Insurance brokers and agents were paid $54,176 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $282 per covered person, above the median for employer plans that report broker pay. Broker pay rose 7.0% from $50,622 in 2024.

Insurance contracts · 202516
UPMC HEALTH OPTIONS · healthpremiums n/a · 1 covered
UPMC HEALTH OPTIONS · healthpremiums n/a · 100 covered
UPMC HEALTH OPTIONS · healthpremiums n/a · 46 covered
UPMC HEALTH OPTIONS · healthpremiums n/a · 30 covered
UPMC HEALTH OPTIONS · healthpremiums n/a · 2 covered
UPMC HEALTH BENEFITS · dental visionpremiums n/a · 51 covered
UPMC HEALTH BENEFITS · dental visionpremiums n/a
UPMC HEALTH BENEFITS · dental visionpremiums n/a · 18 covered
UPMC HEALTH BENEFITS · dental visionpremiums n/a · 50 covered
UPMC HEALTH BENEFITS · dental visionpremiums n/a · 2 covered
UPMC HEALTH BENEFITS · dental visionpremiums n/a · 78 covered
UPMC HEALTH BENEFITS · dental visionpremiums n/a · 1 covered
UPMC HEALTH BENEFITS · dental visionpremiums n/a · 15 covered
UPMC HEALTH BENEFITS · dental visionpremiums n/a · 10 covered
UPMC HEALTH BENEFITS · dental visionpremiums n/a · 2 covered
PRINCIPAL LIFE INSURANCE COMPANY · stdpremiums n/a · 192 covered
Brokers & agents paid · 20253
KEYSTONE INS & BENEFITS GROUP LLC$2,970 · incl $395 fees
KEYSTONE INSURERS GROUP INC$1,775 · incl $1,775 fees
EMERSON ROGERS LLC$49,431 · incl $49,431 fees
Also brokered by Keystone Ins & Benefits Group LLC5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 251780727 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.