Plan Ledger DOL Form 5500 · updated monthly

Kowalski Companies, Inc.benefits

Kowalski Health and Welfare Plan · EDINA, MN · plan year 2025

Broker compensation reported · 2025
$78,989

Kowalski Companies, Inc.'s benefits plans covered 147 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance brokers and agents were paid $78,989 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $537 per covered person, in the top quarter of employer plans that report broker pay. Broker pay rose 6.4% from $74,265 in 2024.

Insurance contracts · 20254
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · dental life std ltdpremiums n/a · 147 covered
MEDICA INSURANCE COMPANY · health drugpremiums n/a · 232 covered
BENCHMARK INSURANCE COMPANY · health drugpremiums n/a · 130 covered
Brokers & agents paid · 20251
USI INSURANCE SERVICES LLC$78,989 · incl $8,318 fees
Also brokered by Usi5
Adapthealth, LLC PA$827,688

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 411500646 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.