Plan Ledger DOL Form 5500 · updated monthly

Kirtland Federal Credit Unionbenefits

Kirtland Federal Credit Union Welfare Benefits Plan · ALBUQUERQUE, NM · plan year 2025

Broker compensation reported · 2025
$28,514

Kirtland Federal Credit Union's benefits plans covered 159 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance premiums totaled $106,107. Insurance brokers and agents were paid $28,514 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 26.9% of premiums. That is $179 per covered person, below the median for employer plans that report broker pay. Broker pay rose 38% from $20,713 in 2024.

Insurance contracts · 20258
DELTA DENTAL OF NEW MEXICO · dental$106K · 214 covered
UNUM INSURANCE COMPANYpremiums n/a · 27 covered
UNUM INSURANCE COMPANYpremiums n/a · 22 covered
UNUM INSURANCE COMPANYpremiums n/a · 11 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 57 covered
VISION SERVICE PLAN · visionpremiums n/a · 124 covered
METLIFE LEGAL PLANSpremiums n/a · 25 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 159 covered
Brokers & agents paid · 20256
AON RISK SERVICES - ALBUQUERQUE$12,428 · incl $1,844 fees
AON RISK SERVICES INC.$2,587 · incl $371 fees
OROPEZA, NOAH$2,215
Also brokered by Aon5
Starbucks Corporation WA$17,604,027
Walgreen Co. IL$6,651,057
Relx Inc. NY$4,073,868
Aon Corporation IL$3,754,124

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 850139226 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.