Plan Ledger DOL Form 5500 · updated monthly

Kalsec, Inc.benefits

Kalsec, Inc. Health and Welfare Benefits Plan · KALAMAZOO, MI · plan year 2025

Broker compensation reported · 2025
$93,079

Kalsec, Inc.'s benefits plans covered 416 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits · other. Insurance premiums totaled $513,283. Insurance brokers and agents were paid $93,079 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 18.1% of premiums. That is $224 per covered person, above the median for employer plans that report broker pay. Broker pay rose 16% from $80,147 in 2024.

Insurance contracts · 20253
DELTA DENTAL OF MICHIGAN · dental ppo$513K · 1,153 covered
FOUR EVER LIFE INS COpremiums n/a · 428 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · life ltdpremiums n/a · 416 covered
Brokers & agents paid · 20252
CENTRO BENEFITS GROUP LLC$21,361 · incl $21,361 fees
THE NULTY AGENCY INC.$71,718 · incl $33,310 fees
Also brokered by Centro Benefits Group LLC5
Madhive, Inc. NY$25,234

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 382089140 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.