Plan Ledger DOL Form 5500 · updated monthly

J. Karam Management, Inc.benefits

First Bristol Corp Welfare Benefit Plan · FALL RIVER, MA · plan year 2024

Broker compensation reported · 2024
$89,581

J. Karam Management, Inc.'s benefits plans covered 179 active participants in 2024, providing health · life · dental · vision · long-term disability · other. Insurance brokers and agents were paid $89,581 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $500 per covered person, in the top quarter of employer plans that report broker pay. Brokers were paid 13.3x the $6,713 reported for 2023.

Insurance contracts · 20245
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 179 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · ltdpremiums n/a · 178 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · dental visionpremiums n/a · 110 covered
HARVARD PILGRIM HEALTHCARE · health hmo ppopremiums n/a · 173 covered
UNITEDHEALTHCARE INSURANCE COMPANY · health dental visionpremiums n/a · 176 covered
Brokers & agents paid · 20245
DIGITAL INSURANCE LLC$31,530 · incl $27,908 fees
EMERSON ROGERS, LLC$6,646 · incl $1,088 fees
KARAM CORPORATE BENEFIT CONSULTANTS$48,106
EMERSON ROGERS LLC$3,286 · incl $3,286 fees
KARAM INSURANCE AGENCY INC$13
Also brokered by Digital Insurance LLC5
Ciox Health, LLC AZ$676,187

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Source: DOL Form 5500 Schedule A, plan year 2024, EIN 042718026 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.