Plan Ledger DOL Form 5500 · updated monthly

International Association of Heat and Frost Insulators and Allied Workbenefits

International Association of Heat and Frost Insulators and Allied Workers Local No. 40 Welfare Fund · TAMPA, FL · plan year 2024

Broker compensation reported · 2024
$46,426

International Association of Heat and Frost Insulators and Allied Work's benefits plans covered 114 active participants in 2024, providing health · life · vision · short-term disability · long-term disability. Insurance brokers and agents were paid $46,426 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $407 per covered person, above the median for employer plans that report broker pay. Broker pay fell 3.0% from $47,858 in 2023.

Insurance contracts · 20248
MVP HEALTH CARE · health drug hmopremiums n/a · 119 covered
ANTHEM BLUE CROSS AND BLUE SHIELD (G1921) · visionpremiums n/a · 84 covered
CAPITAL DISTRICT PHYSICIANS HEALTH PLAN INC. · health drug hmopremiums n/a · 24 covered
ANTHEM BLUE CROSS (G0458) · lifepremiums n/a · 185 covered
ANTHEM BLUE CROSS (G0458) · stdpremiums n/a · 117 covered
STANDARD INSURANCE COMPANY · lifepremiums n/a · 183 covered
STANDARD INSURANCE COMPANY · stdpremiums n/a · 115 covered
GUARDIAN · dentalpremiums n/a · 52 covered
Brokers & agents paid · 20243
MARSHALL & STERLING EMPLOYEE BENEFI$43,392 · incl $914 fees
FNA INSURANCE SERVICES$1,133 · incl $1,133 fees
FNA INSURANCE SERVICES INC$1,901 · incl $1,901 fees
Also brokered by Marshall & Sterling Employee Benefi5

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Source: DOL Form 5500 Schedule A, plan year 2024, EIN 141514924 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.