Plan Ledger DOL Form 5500 · updated monthly

Integrated Community Alternatives Networkbenefits

Ican (Integrated Community Alternatives Network) Wrap Plan · UTICA, NY · plan year 2025

Broker compensation reported · 2025
$236,626

Integrated Community Alternatives Network's benefits plans covered 267 active participants in 2025, providing health · dental · vision · short-term disability · long-term disability · life · death benefits. Insurance premiums totaled $5,334,525. Insurance brokers and agents were paid $236,626 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 4.4% of premiums. That is $886 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 176% from $85,889 in 2023.

Insurance contracts · 202513
EXCELLUS BLUE CROSS BLUE SHIELD · health drug$1.5M · 149 covered
EXCELLUS BLUE CROSS BLUE SHIELD · health$1.2M · 121 covered
MVP HEALTH SERVICES CORP · health$1.0M · 184 covered
MVP HEALTH SERVICES CORP · health$988K · 177 covered
GUARDIAN · dental life ltd$156K · 235 covered
GUARDIAN · dental life ltd$135K · 154 covered
GUARDIAN · dental life ltd$121K · 181 covered
EXCELLUS BLUE CROSS BLUE SHIELD · health drug$92K · 98 covered
HARTFORD LIFE AND ACCIDENT · life ltd$38K · 152 covered
EMPLOYEE NETWORK, INC.$4K · 170 covered
EMPLOYEE NETWORK, INC.$3K · 222 covered
EMPLOYEE NETWORK, INC.$3K · 190 covered
EMPLOYEE NETWORK, INC.$1K · 170 covered
Brokers & agents paid · 20251
AFS AGENCY$236,626 · incl $9,109 fees
Also brokered by Afs Agency4
Adirondack Bank NY$74,529

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 161541078 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.