Howard Ternes Packaging Co.benefits
Howard Ternes Packaging Company Employee Benefit Plan · LIVONIA, MI · plan year 2025
Broker compensation reported · 2025
$19,374
Howard Ternes Packaging Co.'s benefits plans covered 227 active participants in 2025, providing health · life · dental · vision · long-term disability · death benefits · other. Insurance brokers and agents were paid $19,374 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $85 per covered person, below the median for employer plans that report broker pay. Broker pay fell 23% from $25,173 in 2024.
Insurance contracts · 20252
PRINCIPAL LIFE INSURANCE COMPANY · dental vision life ltd ppopremiums n/a · 302 covered
BLUE CROSS BLUE SHIELD OF MICHIGAN · stop-losspremiums n/a · 232 covered
Brokers & agents paid · 20251
HILB GROUP OF INDIANA$19,374 · incl $5,695 fees
Also brokered by Hilb Group of Indiana3
Lunar Distribution, LLC IN$24,713
J.M.S. of Holland, Inc. MI$22,874
Alma Tire Service, Inc MI$2,479
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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 592736671 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.