Plan Ledger DOL Form 5500 · updated monthly

Horner & Shifrin Employee Benefits Planbenefits

Horner & Shifrin, Inc. Employee Benefit Plan · SAINT LOUIS, MO · plan year 2024

Broker compensation reported · 2024
$120,372

Horner & Shifrin Employee Benefits Plan's benefits plans covered 333 active participants in 2024, providing health · life · dental · vision · short-term disability · long-term disability. Insurance premiums totaled $655,052. Insurance brokers and agents were paid $120,372 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 18.4% of premiums. That is $361 per covered person, above the median for employer plans that report broker pay. Brokers were paid 4.0x the $30,329 reported for 2023.

Insurance contracts · 20247
CIGNA HEALTH AND LIFE INSURANCE COMPANY · health$514K · 149 covered
STANDARD INSURANCE COMPANY · ltd$48K · 172 covered
STANDARD INSURANCE COMPANY · std$48K · 172 covered
STANDARD INSURANCE COMPANY · life$45K · 172 covered
DELTA DENTAL OF MISSOURI · dentalpremiums n/a · 333 covered
ADVANTICA INSURANCE COMPANY · visionpremiums n/a · 245 covered
UNUM LIFE INSURANCEpremiums n/a · 165 covered
Brokers & agents paid · 20242
CIGNA HEALTH AND LIFE INSURANCE COM$76,179 · incl $8,089 fees
DIGITAL INSURANCE LLC$44,193 · incl $5,747 fees
Also brokered by Cigna Health and Life Insurance Com2

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Source: DOL Form 5500 Schedule A, plan year 2024, EIN 430861661 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.