Plan Ledger DOL Form 5500 · updated monthly

Horizontal Boring & Tunneling Co. Health Care Planbenefits

Horizontal Boring & Tunneling Co. Health Care Plan · EXETER, NE · plan year 2025

Broker compensation reported · 2025
$438,420

Horizontal Boring & Tunneling Co. Health Care Plan's benefits plans covered 91 active participants in 2025, providing health · life. Insurance premiums totaled $448,871. Insurance brokers and agents were paid $438,420 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 97.7% of premiums. That is $4,818 per covered person, in the top 10% of employer plans that report broker pay. Brokers were paid 8.5x the $51,672 reported for 2024.

Insurance contracts · 20252
SUN LIFFE ASSURANCE COMPANY OF CANADA · stop-loss$436K · 89 covered
QBE INSURANCE CORPORATION$13K · 91 covered
Brokers & agents paid · 20251
UMR, INC$438,420 · incl $436,016 fees
Also brokered by Umr, Inc2

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 470650041 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.